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Implementing Medical Cost Advocate for your Employees is Simple and Free.

To implement Medical Cost Advocate’s services with your employees and contractors simply distribute the consumer brochure.

We encourage you to email it to all employees and also distribute a printed hard copy version. You can also post it in a conference room, break room and cafeteria. You can make the service a part of your formal annual enrollment cycle or use it as a stand alone benefit to show employees you care enough to help save them money. 

For Employees to Access Medical Cost Advocate, simply follow these four easy steps:
  1. Visit: Medical Cost Advocate website.
  2. Enter your Retex group code: RET123 (this code should be entered when you or your employees sign up to use the service).
  3. Employees enter their own secure account and log-in a bill in  4 easy steps. 
  4. A credit or debit card is needed to authorize the reduced payment and will not charge you anything unless you save money.


The fee is 35% of the savings obtained by MCA. If no savings are realized, there is no fee. It's that simple. MCA will negotiate any medical bill as long as it exceeds $250. If you wish to negotiate a costly procedure before treatment please select “Contact Us” on the website or call (201)891-8989 and MCA will arrange a consultation.


Begin saving money for your
business and your employees today!


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Learn More About Medical Cost Advocate.

Contact Retex MemberCare For Additional Information.













Distribute the
Consumer Brochure to your Employees Today!
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