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Retailers in the US are faced with an economic perfect storm. The convergence of financial system meltdown, recession and health care cost inflation are making it increasingly hard to meet profit goals and employee’s needs. However, employers cannot forget about the needs of employees during these troubling economic times.

Are you feeling squeezed by the cost of health care?
Are you looking for a way to save employees money by providing them a free benefit that yields solid savings?

Retailers large and small face health care cost challenges. As a manager, you need to balance keeping costs low and at the same time enhancing employee retention and satisfaction. A large number of retail employees in the small business marketplace have little or no health insurance benefits. There are 46 million uninsured Americans and an additional 25 million who are underinsured (spending more than 10% of income on health care).

WHY JOIN? FIND SOLUTIONS HOW DOES RETEX WORK?	Finally, a Free Medical Benefit that Saves Employers and Employees Money Retailers in the US are faced with an economic perfect storm. The convergence of financial system meltdown, recession and health care cost inflation are making it increasingly hard to meet profit goals and employee’s needs. However, employers cannot forget about the needs of employees during these troubling economic times. Are you feeling squeezed by the cost of health care? Are you looking for a way to save employees money by providing them a free benefit that yields solid savings? Retailers large and small face health care cost challenges. As a manager, you need to balance keeping costs low and at the same time enhancing employee retention and satisfaction. A large number of retail employees in the small business marketplace have little or no health insurance benefits. There are 46 million uninsured Americans and an additional 25 million who are underinsured (spending more than 10% of income on health care). 40% of companies with less than 200 employees do not offer benefits. Even when benefits are offered some employees cannot take advantage because they can’t afford the cost sharing or they lack eligibility. 50% of employers that offer benefits are passing the cost increases, in whole or in part, to their employees. In 2008, annual medical costs, for the average family, reached over $15,000 and out-of-pocket spending totaled more than $1,300. Employee/consumers typically overpay for medical services because: They do not have the knowledge required to reduce the charges They don’t have time to become an expert in health care They are reluctant to deal directly with their physicians/providers on financial issues Your employees and contractors need a trusted partner to lower their medical costs and now you can supply that help at no cost to your business. Introducing Medical Cost Advocate Medical Cost Advocate (MCA) is the consumer’s expert partner to review and negotiate all out-of-pocket health care costs before or after the procedure. MCA will negotiate any billed medical charges directly with health care providers. MCA services are offered through the web on a pay for performance basis. MCA has been negotiating health care claims for insurers for more than ten years and now we bring this expertise to consumers. MCA services are offered risk free to consumers, there is no up-front fee and we simply take a percentage of savings we derive. MCA can save consumers hundreds and even thousands of dollars annually. MCA typically saves between 20% and 50% on consumer health care bills. MCA offers an unbeatable combination of benefits: Effective - 20% to 50% savings on most bills Experienced - Ten years experience negotiating health care costs Professional - Negotiation specialists are attorneys and industry professionals No risk - Payment based on results obtained – If you don’t save we charge nothing Through a partnership with Retex, you can take advantage of Medical Cost Advocate free of charge for all your employees. Medical Cost Advocate is an ideal companion with your existing benefits whether your employees are insured, underinsured or uninsured. MCA is also an ideal substitute for medical benefits. MCA enables you to help your employees and contractors without upfront investment. Begin saving money for your business and your employees today. Learn how to Implement Medical Cost Advocate for your Employees. Learn More.	Save Employees Money On Medical Bills Enhance Your Benefits without Cost Implement with Your Employees Today Learn More about Medical Cost Advocate. Return to RetexNews Implement with Your Employees Today. Learn How
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