Medical costs continue to increase dramatically each year. Insured and uninsured individuals alike are subject to an ever increasing portion of these costs in the form of coinsurance, deductibles, out-of-network and physician direct bills. Out-of-pocket spending in 2009 was more than $1,800 for families and $950 for individuals. The American Red Cross beneficiaries need a trusted partner to lower their medical costs especially in emergency situations. Medical Cost Advocate offers an effective service that will save money and provide health care funds for The American Red Cross of Santa Monica and its beneficiaries.

The Medical Cost Advocate Advantage:

Experienced - Ten year track record negotiating health care costs for insurance companies and TPAs

Professional - Specialists are attorneys and industry professionals solely focused on negotiation

Effective - Save 20 – 50%.  Leveraging proprietary and industry data for a win/win approach 

No Risk - Payment is based on results – not a subscription

• Bundle with any PPO, POS, HMO, Consumer Directed insurance plan or HSA, HRA, FSA account
• Ideal for out-of-network, self insured, high deductible, multi-tiered and limited benefit arrangements